All posts tagged Canada

Verify Credit Card Details Whit Bin Database

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BIN Database is online Bank Identification Number checking service. That will help to merchants and e-commerce shops to verify credit card details only by entering first 6 digits of customer credit card.

By using our card bin database, you can easily identify type of card, country of issue for most bins, issuing bank`s details. All of this information can be used in a number of ways to help you make sure that the cardholder has physical possession of the card and isn’t just using a card number obtained illegally. What is the BIN or IIN number? The first 6 digits of a bank card number are known as the Issuer Identification Number (IIN), previously known as Bank Identification Number (BIN). These identify the institution that issued the card to the card holder. Some digits after first 6 are help to identify branch location the card.

Bin database is power. Once you have access to bank identification number beyond a simple string of digits that is the credit card bin number, your risk management components can use that data to better estimate likelihood of fraudulence based on country of issue versus country of intended delivery. Questionable orders, for example where the card is issued by bank in Canada, but is being used to order a product to ship to Moldova, can be flagged for review and additional screening before order fulfillment can proceed.

Pre-filling card type and country information as well as displaying a matching icon dynamically on your forms are exactly the kinds of small touches that your visitors will notice and appreciate. It’s a fact: high customer charge-back ratio can break your business by significantly reducing profits or worse, causing suspension of your merchant account once you exceed pre-defined ratio (usually ~2.5%). With bank identification number you can cancel transactions that are fraudulent or carry high risk of charge-back is the only guaranteed way of keeping that ratio in check from bin database. Today`s typical customer is well accustomed to high-standard of user experiences across the web and we want to help you meet and exceed their expectations.

So as you can see, that this database is very important for the merchants, e-commerce and the consumer. All of this is available at

Some Helpful Hints To Remember When Immigrating To Canada

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Choosing a new life abroad can be one of the most rewarding decisions a family can make.

With the recent economic downturn seemingly easing, the beginning of a new year is a time when the thoughts of some will return to the dream of immigrating to Canada and a new life overseas.

Over the past decade Canada has seen a multitude of new immigrants arrive at its major cities. Many choose to emigrate from their home countries to the major cities Vancouver, Montreal, and Calgary. Immigration policy for the country, as with many other countries, can be seemingly complex; and anyone considering the move should seek a professional assessment of their eligibility to find out they qualify and under which category.

There are a number of possible options for those thinking of moving to Canada — visit my website, breakingbarriers.info, for more information.

If your familys visa application is already going through, you are probably assessing the final preparations that you need to make before immigrating to Canada. Depending upon your circumstances you may need to search out details of the local education establishments in your new home town, on the other hand your first priority may be to find yourself a job before you emigrate. Dont forget, the job marketplace and school systems of each country can vary a great deal, and finding out beforehand is the only way to ensure a smooth transition after you have emigrated.

There are certainly a few simple things that you can take care of just before you emigrate to Canada and doing so will save you so much money and time once you have arrived. These include:

Have your qualifications and work experience properly assessed before you go. Visit my site now to find out where you can have this done. Canadian qualifications and experience differ from those elsewhere (as is the case in most places) and without a credential evaluation you may find yourself talking to a brick wall when being interview by Canadian employers and thats even if you get through the door for the interview!

Ask for references from your previous landlords this will help you secure accommodation when you emigrate to Canada. Also, take with you proof of funds in the bank to show to any wary landlords.

Apply for a credit history report. This will help with landlords and all other situations where you need a line of credit. You will probably find that credit is near impossible to obtain from most sources for at least a year after emigrating. Help build up a credit rating by taking out a pre-paid credit card. In addition, some of the banks appear to have more favourable offers for newly landed immigrants.

Make sure that you have sufficient medical coverage for the first 3 months after you have landed. You will not be covered under the Canadian Medical Services Plan for that period of time so a stand-alone policy is needed. You can arrange this online before you go it is harder to do, if not impossible, once you have emigrated.

Ask your general practitioner for copies of your notes which you can take with you and give to your new doctor unless you want them to use guesswork!

Write or call your home and auto insurers and ask them to provide written details of your no claims status as well as details of any prior claims. Doing this can help you save a great deal of money on your insurance here in Canada.

This is not an exhaustive list of the things you need to get around to before you immigrate to Canada, although hopefully some of the things included here will assist you in saving time and money, and most importantly, help moving to Canada become a reality for you that little bit sooner!

Do not forget, immigration policies can change any time. To ensure that you dont miss out find out as much as you can as soon as you can! You only get one chance at life and if moving overseas is something that you yearn for then set the wheels in motion today, you will be glad that you did!